UNRWA microfinance clients in Syria, like the vast majority of people throughout the country, have seen their lives, households and businesses devastated by armed-conflict. In order to gauge just how widespread the turmoil of armed-conflict has impacted on the lives, households and enterprises of its clients, UNRWA undertook a field survey in June 2013. The findings provide detailed empirical evidence of the social, economic and humanitarian well-being (or lack thereof) of its clients at this time. This information provided a wealth of data, which is already being used by UNRWA to develop plans, strategies and new initiatives to help mitigate the financial situation and basic economic needs of its clients, while at the same time enabling the programme to rebuild its portfolio to return it to self-reliance and long-term sustainability. These finding relate to the conditions of clients in four branch offices in Damascus and one branch office in Aleppo. While the results cannot be interpreted as providing a general picture of the national situation in Syria, nor of the general situation of people in Damascus and Aleppo, they do provide a straightforward statistical illustration of the suffering that the armed-conflict in Syria has wrought on the clients of UNRWA’s microfinance programme. It is a valuable case study insofar as it exemplifies the tragic reality facing most people in the areas of Damascus and Aleppo where UNRWA’s branch offices are located.